4/09/2012

What is PayPal

There is no doubt that PayPal is by far one of the most stable and reliable debit payment systems in the world. This confirms not only the geography of the potential of the system, but also an extremely low percentage of criticism of PayPal from customers.

Unfortunately for ordinary Internet users stationed in post-Soviet countries are not able to fully use PayPal for their needs, which directly affects a number of factors. But first things first.

So. If you do not know what it is - PayPal, now we will tell you a little about this service.


PayPal was coined in the late 90s in America and was originally used as an interface for the transfer of funds through the Pocket PC. However, the same strategy for a short time the office is changing, and the service is completely reoriented to electronic payments online. Due to the very competent advertising campaign, the popularity of PayPal has grown so much that by March 2000 the number of users of the system began to grow in a mode of 10-12% per day. But in October 2002, PayPal was acquired by eBay, and thus, the giant auction business has got a new payment system (before eBay used its own development, called Billpoint). Today the situation is - PayPal serves clients in 190 countries, and according to official figures has more than 160 million active users.

What is the principle of PayPal.


Everything is simple and the mechanism of PayPal is not much different from other debit payment systems, as the rules are - the system takes money from a payment by credit card, and transmits them to a person who is the recipient of the payment. PayPal is a payment system for the main service on eBay and, of course, on most other resources that somehow want to get paid for the registration, license to use the program, etc. In principle, one might ask - why, indeed, to use PayPal, if you can simply make a transfer from one card to another? Oh, no! Not so simple, and that's the whole trick lies! The fact that the moment of privacy in online payments, is one of the key - so the payer and the recipient of payment are least wanted, what would become known for their bank details (account number of the payer). In the case where the payer and the recipient know and trust each other, then, of course, everything is fine, but if one-time payment is made and confidence in the trustworthiness of the other party does not exist? Here comes to the rescue PayPal, because main objective of this payment system lies in the fact that not passing the second side of private information, to transfer funds.

And now a little bit of privacy. Everything about credit card customer is securely encrypted on the servers of PayPal, the question is branded chip service - reliability and safety again! Nevertheless, the man who wants to use for the first time described the payment system is not good to know what information is available through the opposite side. The recipient has the ability to doznatsya the following: contact (e-mail, etc.), the number of transactions undertaken by clients with proven PayPal; the fact of having a bank account. All these data are provided only with the opposite side of your consent. Another point that should always remember when you use PayPal - the address, specified at the time of registration of the bank card. The fact is that if you specify a different address during the transaction, the seller may simply refuse to send you product (let's say you bought something on eBay) - this is because PayPal all conflict situations, for example, undelivered goods shall be decided by the so-called "Debates" and the seller, the goods were sent to the address different from that which was given officially, is at a disadvantage, because can not prove that the goods sent for you.

What do I need to begin to use PayPal? In theory, everything is very simple - you just need to get an international credit card type Visa, MasterCard, American Express, etc. For example, in Ukraine, it can be done through the Department of Privat. Well, then feel free checking in to PayPal and investigated with functional engine system. Problems in this case, there should be no - the system has Russian interface.

And now a little bit about why PayPal is not popular in runet. Everything is simple and is no secret that post-Soviet economy of the same in Russia and Ukraine is very reluctant to integrate into the global community. That's the rub. It's not PayPal, and it is in politics postsovdepovskih countries. Only in 2006, PayPal was able to partially okuchit market of Internet transactions in the CIS (the opportunity to make payments). Yet to withdraw money from PayPal runetovskomu webmaster or just an ordinary person in the CIS so far impossible. It is for this reason that thrive baryzhnicheskie office type WebMoney, Yandex, etc. - People simply do not allow to use more profitable and, most importantly, more reliable system of PayPal. By the way, not so long ago (September 2011) slipped a message saying what they say PayPal, finally, to fully come to the CIS market - the euphoria lasted only a week since followed by post (and officially by PayPal), that all this is covered with a copper basin, and, by type, it was a mistake. But here, even a no brainer that the office simply did not give the opportunity to turn around. To date, there is no doubt that PayPal is interested in developing its payment system in the CIS market, but it turns out that, say, African countries are more acceptable from the standpoint of the free market, rather than Ukraine and Russia.

In this case we end our little obzorchik payment system PayPal and deplore the fact that runetovskomu user to more profitable than a Webmoney this wonderful service. What would happen in the future is not known. It is possible that in a year or two will break PayPal still oak coffers and anyone you'll ever need will be able to withdraw money from the system on your bank card

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